Our Privacy Policy

WHAT DOES EPS FINANCIAL, LLC DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

• Social Security number and transaction history
• income and checking account information
• payment history and employment information

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons EPS Financial, LLC chooses to share; and whether you can limit this sharing:

Reason we can share your personal information	Does EPS Financial, LLC Share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes- information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes- information about your creditworthiness	No	We don't share
For our affitiates to market to you	No	We don't share
For our non-affitiates to market to you	No	We don't share

Who is providing this notice?

EPS Financial, LLC.

How does EPS Financial, LLC. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does EPS Financial, LLC. collect my personal information?

We collect your personal information, for example, when you

• open an account or give us your contact information
• seek financial or tax advice or give us your income information
• show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates' everyday business purposes-information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• EPS Financial, LLC does not share with our affiliates.

Non-Affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• EPS Financial, LLC does not share with our non-affiliates.

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include banks, financial institutions, card providers, program managers, EROs, and tax preparers.