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E1 Visa® Prepaid Card FAQs

Is there a cost to sign up for a card?

No, there is no cost to apply, sign up, or activate your card.

Do you perform a credit check?

No, there is no credit check to apply for the card.

How do I get started?

    1. Click here to apply for the card.  Application takes less than 5 minutes and does not involve a credit check.
    2. If approved, your card will be mailed to you and received in 7-10 days.
    3. Once you've received your card, go to your nearest cash load location to load funds, or set up direct deposit for payroll or benefits.
    4. Start spending!

How long after approval does it take my card to arrive in the mail?

You should have your card in approximately 7-10 days.

Where can I load the card?

You can load the card via direct deposit or via Green Dot® MoneyPak®MoneyGram®, or Visa ReadyLink.  Click the links to find a location near you.

Where can I use the card?

You can use the card everywhere Visa debit cards are accepted.  You can access your funds at ATMs, or at the bank as an over-the-counter withdrawal.  You can make purchases online, at retail stores, and pay bills online using your E1 Visa Prepaid Card.

Are there fees associated with the card?

Yes, there are fees associated with all prepaid cards, but the E1 Visa Prepaid Card has some of the lowest fees in the industry.  Check out the list of fees below:


How do I use my card to incur the lowest fees?

Your card has no activation fee, and no monthly fee for the first 60 days. Additionally, every time you use your card as a credit or "signature" transaction, there are no fees. That means, when you go to a store and are given the option of credit or debit, choose credit and there will be no transaction fees. Additionally, you will have two ATM transactions that will not have an ATM fee, so restricting your ATM usage to twice monthly will save you more money. (Remember, ATM vendors may have their own fees associated with using their ATM).  See the Cardholder Agreement for a full list of fees.

How do your fees compare to the rest of the prepaid card industry?

Our fees are some of the lowest in the industry.  Compare our card to a leading prepaid card: