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Simple. Sensible. Convenient.

Looking for a bank product solution?



Look no further! EPS Financial, LLC offers e-Collect - the revolutionary bank product solution that costs your customer $0 to $20 depending on the disbursement they choose.  e-Collect is similar to a RAC/RT/ERC, but costs your customers a fraction of the price of a traditional RAC and enables your customer to receive their refund fast! Finally, a simple and inexpensive way for your customers to pay you out of their refund.

e-Collect makes it easy for unbanked and under-banked taxpayers to take advantage of some elements of mainstream banking and to utilize the benefits readily available to banked taxpayers at an extremely low cost.


We make it easy for your customer to:
-Take advantage of direct deposit from the IRS
-Pay your tax preparation fees out of their refund

The e-Collect system allows for each individual customer's refund to be direct deposited from the IRS or State. When funds are received, EPS will withhold applicable fees, including your tax preparation fees. Your fees will be deposited directly to your account the same day remaining funds are disbursed to the customer.

  •   E1 Visa® Prepaid Card
  •   Direct Deposit to their personal account
  •   Check printed in your tax office

It’s as simple as that!


Price to the customer is dependent on how they want their refund disbursed.


*Additional transaction fees may apply. Click here to see list of fees.
**Federal refund only.  Additional $5 fee to add on state refund(s).
***Federal refund only.  Additional $10 fee to add on state refund(s).


We have the lowest prices in the industry; it’s just plain sensible to offer e-Collect to your customers!


Ask your customer how they would like to pay you … by check, credit card or out of their refund?

It’s so easy and convenient for them to pay you out of their refund; they will thank you for it!

Are you ready to join the revolution?

We have four program levels for you to choose from:


Perfect for offices new to bank products or whose clientele has bank accounts. 


Offer your clients direct deposit and our E1 Visa Prepaid Card.


Choose from two disbursements: check and direct deposit.


The ultimate option – allows you to offer all three of our disbursements so you can give your customers options.

Direct Deposit


Prepaid Card

Free your office from traditional bank product offerings. Use e-Collect as your competitive advantage!


Contact our sales team at 877.801.4411.

Comparison is based on receiving a paper check in the mail from the IRS.